How does one "produce" or "make" money? I was always under the impression it basically just gets shifted around.. yeah, you first have to attract a lot of mass before you can repel it again, but that ain't making mass.
Here's a radical idea: instead of passive-aggressively determing this does "not add to the discussion" you might simply try to answer the question. After all, people (surely on here) say making money this and making money that all day long; and while needed, pointing out how dumb that is will not ever be "on-topic", so I attached the (trick) question to a comment that is sure to remain at the bottom of the discussion. If it rubs you the wrong way it's probably for a reason; good luck with that. I didn't imply Bill Gates never produced any value, any such crap is solely in your head as well.
Creating wealth is not a zero-sum game. So your phrase: "I was always under the impression it basically just gets shifted around" is wrong.
Basic economics, man.
The extension of this is that if you've accumulated great wealth (through the market, rather than through dictatorship or government) then you have also generated great wealth for your business customers or clients. But that wealth will be more spread out.
The fact that wealth is not a zero-sum game doesn't mean that your second claim follows: it is not the case that all transactions are positive-sum. Not all accumulation of wealth produces a multiplier; it's possible to make a fortune by siphoning off money with no net creation of wealth, or even by net destroying some.
Every bank loan is new money in, at minimum, the form of an interest charge (but more often on some or all of the principal too). The principal+interest paid to the bank is more than the principal alone, even in the simplest case. In either case, however, the bank has "made" money (but not wealth or value) and devalued (inflated) the paper currency in circulation. (You, however, are expected to make value with the capacity to transact that has been loaned to you). In the case of almost everyone else however, I agree: people are largely competing for the pre-existing numbers. But banks get to make them up, and that function is independent of the printing of currency. The actual currency is just printed as needed to facilitate trade, satisfying debts, and hopefully the creation of wealth; hopefully the wealth created is enough to counter the wealth removed, because otherwise there's lots of vacuums running around sucking up value. Oddly, most modern countries accumulate interest-bearing public debt (inflation and interest), employing banks as lenders, instead of just printing the money (currency) to spend on worthwhile projects and to remove from circulation when they're done.
