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"I can't realistically use credit cards. I can't walk in a store and pay using my credit card. And if I want to send some money to my friend, I have to walk them through of opening a bank account which they won't do because it's pointless anyway and I can just hand them the $50 dollar bill" - Someone years ago.

Do you expect every store to start accepting it instantly?

Your argument does not disqualify Monero as a real currency. It is a real currency, it's used every day for transactions. Just because you don't find use for it in your life does not disqualify it.




Monero is nine years old, Bitcoin is fifteen years old.

I looked up the history of the credit card on Wikipedia to see how fast that caught on. It seems it had a slow start as well. Things only changed when a big bank put all of its weight behind it. I don;t think something like that will ever happen with cryptocoins, since there are no big institutions that would benefit from it becoming widespread.


This is not an appropriate comparison.

> I can't realistically use credit cards. I can't walk in a store and pay using my credit card

That was true at some point and I would agree that as long as it remained true "Why should I carry a credit card that I can't use anywhere?" would be a perfectly reasonable thing to say.

> And if I want to send some money to my friend, I have to walk them through of opening a bank account which they won't do because it's pointless anyway and I can just hand them the $50 dollar bill"

This is completely disconnected from reality. People very commonly use bank accounts and checks. I know they must exist but I cant think of a single person in my life who would need my help dealing with a check.

> It is a real currency, it's used every day for transactions. Just because you don't find use for it in your life does not disqualify it.

You could say the same thing about V Bucks but that doesn't make it a real currency.


> That was true at some point and I would agree that as long as it remained true "Why should I carry a credit card that I can't use anywhere?" would be a perfectly reasonable thing to say.

But using it as an argument against credit cards is dumb.

> People very commonly use bank accounts and checks

Yes, now they do. Used to be that most people held their wealth in gold or literal cash.

> You could say the same thing about V Bucks but that doesn't make it a real currency.

V Bucks (to my knowledge) can only be used to buy Fortnite stuff. Can I even send it to anyone I want? Guessing not. And I'm pretty sure I can't sell it on a market to anyone else either.




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