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> That was true at some point and I would agree that as long as it remained true "Why should I carry a credit card that I can't use anywhere?" would be a perfectly reasonable thing to say.

But using it as an argument against credit cards is dumb.

> People very commonly use bank accounts and checks

Yes, now they do. Used to be that most people held their wealth in gold or literal cash.

> You could say the same thing about V Bucks but that doesn't make it a real currency.

V Bucks (to my knowledge) can only be used to buy Fortnite stuff. Can I even send it to anyone I want? Guessing not. And I'm pretty sure I can't sell it on a market to anyone else either.




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