Here in Switzerland mostly very old people are using cash. Me personally, I pay always through my phone. I don't even use cards anymore. I have them all in my digital wallet. I've noticed recently a couple of Crypto ATMs. Not 100% sure how they work and who uses them, but the tilt is towards digital here. There are very few vendors left who don't accept anything but cash.
Also, Twint (a p2p and b2c payment scheme) has established itself very well in most places. Even for really small businesses or events as the business only needs a QR code an and no additional hardware
(although the b2c charges for the businesses are quite substantial...)
