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<raises hand>

My spouse and I have household income around the median for the area, and through a combination of discipline and good luck have managed to keep expenses very low.

It's not a life of depravation. We take nice vacations and buy the things we want, but we have to be careful not to want things like fancy cars or elaborate remodels. These seem like very unimportant things to forego when you stand to gain freedom from monetary worry.




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