My point was that I still need to rely on a bank to get new cash, and that bank still operates in digital ways, ... there is no point in just looking at the way you pay in a shop.
Like you are not really better of in the long term just because you have some cash in your wallet. You would need to keep all your money as cash, to have a systematic advantage.
You probably wouldn't say that I have a "massive" amount of clothes because I have enough for a couple of weeks without washing them.
I see having about the same in cash as being fairly normal.