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> The discussion is on digital vs cash transactions. If we're setting the stage in Ethiopia for instance, I think there isn't much to argue

I'm not talking about Ethiopia, but advanced economies. Maybe you are in a bubble where everyone arranges everything online?




This is a simple by a bit rough infographics from 2014: http://i2.cdn.turner.com/cnn/2014/images/07/02/cashless_soci...

A more accurate picture IMO (still from 5 years ago) https://static01.nyt.com/images/2017/11/13/business/dealbook...




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