I was in your camp, then I got a ring that sticks to the back of the phone. I stopped using a case because I no longer drop my phone, and have even started really stupid things like texting while biking. A ring let's you use bigger phones one handed. Those popper things are more popular but inferior in every aspect.
Touch ID as well. Preferred over Face ID... grab phone with thumb it opens instantly (my personal experience).
Another year for myself Im not refreshing my iPhone. I did every year from 2009 to 2018; bought the XS last year and returned it. EDITED