I don't find this to be the case. Very very few non-techy people I know (young or old) have a decent grasp of the file system, enough to have any confidence in using it beyond dumping a few files into a folder, if even that. People who use computers all day long in an office setting have issues with it. Kids who use "Internet stuff" all day have issues, too -- because they never have to deal with it, normally.
