Without meaning to kick the political hornets-nest... the real problem is trying to fund healthcare through insurance at all. It creates moral hazard, conflicting incentives and information asymmetry, which combine to make it an extremely inefficient market.
A efficiency comparison; Medicare alone (which only covers the elderly and disabled) costs the US more per capita than the NHS costs the UK to cover the entire population.
I'm not claiming that state-funded medicine is the perfect solution, and it has its downsides, but without those toxic incentives caused by insurance it generates much better health outcomes per dollar.
A efficiency comparison; Medicare alone (which only covers the elderly and disabled) costs the US more per capita than the NHS costs the UK to cover the entire population.
I'm not claiming that state-funded medicine is the perfect solution, and it has its downsides, but without those toxic incentives caused by insurance it generates much better health outcomes per dollar.