Name is not validated and seems useless to even collect. However both billing Address line 1 and Zip code can be validated by processors, including Stripe.
Actually collecting a name can be valuable piece of data when combating fraud. Having as much personal data (name, address, phone, CVV, IP address) about the person making the charge can be used as evidence in disputes if you ever need to defend yourself against a chargeback.
yeah, but Line 1 is considered unreliable and stripe doesn't automatically use it - they have an API to let you know if line 1 fails, but you have to cancel the transaction yourself
The issue with AVS is that it only matches numbers (so 123 Main Street and 123 Maple Street could both return true). The other issue is apartment numbers. If the address on file is 123 Main Street #123 but the customer puts #123 on line 2 in your form is that a match or not?
