The thing I don't like about this is that I'm forced to become Facebook friends with someone to send or receive money. That's an unnecessary layer of consideration.
I want to send and receive money quickly, easily, and cheaply. Now I'm also seeing what Ted is up to on my news feed. He's my Facebook friend now because we were all at a restaurant last week and they didn't let us split the bill.
I don't think you need to be friends with a person in order to do this. You can send normal messages to users who are not friends so I think payment will also have this ability.
I think the idea is to get adoption for friend-to-friend transfers first; I have no doubt that if this gains traction, then you'll soon be able to send to non-friends.
I want to send and receive money quickly, easily, and cheaply. Now I'm also seeing what Ted is up to on my news feed. He's my Facebook friend now because we were all at a restaurant last week and they didn't let us split the bill.