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With one Apple is providing the payment method. For the other Apple is providing payment method, distribution channel and store.



Actually, IAPs needs to be hosted and served by developers (contrary to standard app distribution). If the app sells virtual credits, it's not a problem; but if it sells data (e.g.: offline maps) then it might be one. Apple is not providing help there, they're only handling the financial transaction, and storing receipts of past purchases (so that apps can offer a button to reactivate past purchases).


That's not the case, Apple now hosts downloadable data (as of iOS 6 IIRC).




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