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The app is clever, but as somebody with long-time interest in personal finance, I feel the premise is a bit on the wrong side. Avoiding bad buys doesn't mean the same sum is now somehow free to spend. You need to both avoid bad buys and have a sane budget with money allocated for your needs and wants - which should come out of real money you earn, not imaginary money you "saved" when not buying what you didn't need anyway.

Otherwise it reminds me a joke about a man who brags to his wife that he saved money by running after the bus instead of taking it and paying the fare. The wife says - next time run after a taxi, you'd save more! Unfortunately, savings don't work exactly like that.




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