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Respectfully, could you list a couple of benefits of enumerating a user's name if someone is requesting funds that outweigh the risk even in the slightest?

The question is not for sending money but receiving or requesting money. I personally can't think of a single benefit to getting this information at time of requesting funds.

As a matter of fact, if the name was enumerated when sending money that would to some (very small) degree be acceptable as the sender stood to have a financial loss.

edit: grammar




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