Good points! I feel (perhaps wrongly) that I already "invest" a lot in myself, but I also feel I could be doing more, or finding a "quick and dirty" solution to an early retirement. I just get frustrated to no end when someone says "invest in the stock market! It's easy!", then they explain that all you have to do is keep tabs of a zillion different little market factors everyday, and oh by the way, pay for their super secret money making formula. The painstaking research on companies and the environments in which they operate might be fun for some (dare I say, most fantasy sports people or sports fans in general would be better served by putting their stats minded heads towards financial matters?), but it sounds too much like a second job to me.
The point about bicycle commuting is extremely cogent, however, as I do have a working bicycle and a commute that lends itself well to it. But I am lazy, at what I estimate of cost of between 800-1200USD a year, and it's only going to go up. Still, I might be able to motivate myself with some righteousness about being better than all the gas guzzlers . . .
All that aside, I can say one of my favorite "get rich slowly" books (that came out before that phrase was invented) is "Your Money or Your Life", although it's fairly dated (T-Notes at 15%? I wish!)
The point about bicycle commuting is extremely cogent, however, as I do have a working bicycle and a commute that lends itself well to it. But I am lazy, at what I estimate of cost of between 800-1200USD a year, and it's only going to go up. Still, I might be able to motivate myself with some righteousness about being better than all the gas guzzlers . . .
All that aside, I can say one of my favorite "get rich slowly" books (that came out before that phrase was invented) is "Your Money or Your Life", although it's fairly dated (T-Notes at 15%? I wish!)