Sorry dude for being brutal, but your life attitude just... sucks :( What about skipping the startup fever alltogether or getting a real job with constant income and not the "you get this _generous_ equity package" (it's never generous, it's never worth it to be honest, it's always better to have a hard cash on your salary account). Like pyrrhotech proposed, get a job, save some cash and spend 1-2 hours a day max on a side project. That's the only sane way.
