It seems that now we have the opposite, an incentive for people to go directly to debt collectors. I had a radiology office in Charlotte give me a needless CT scan and bill me directly (instead of my insurance), so I owed them hundreds, and they went to collections after I paid part of it in a month, and never let me view the balance online.
The problem is that people just go to collections without trying to collect the debt.
The problem is that people just go to collections without trying to collect the debt.