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The standard response is that she needed disability insurance on top of her medical insurance. So yeah, you need 2 different insurances in case you get a real illness in the US. This is how fucked up it is here. Unfortunately the GOP and conservative democrats killed any "public option" in the ACA so we'll never have anything like the NHS here.

Oh, I have this secondary insurance. It also sucks and will cost me a lot of money to take care of myself if I ever get as sick as Molly. I might have a chance of not losing my house with this insurance.

That's on top of student loans you're paying off and other things Europeans don't have to worry about, but according to HN libertarians its all "welfare nanny state statism" and somehow Ron and Rand Paul would fix everything if we could just make them dictators for life.




"Unfortunately the GOP and conservative democrats killed any "public option" in the ACA so we'll never have anything like the NHS here."

Hardly a permanent situation. When you have a corrupt enough system, just like a scrambled enough computer, the best bet is to hurry up and reboot the system so you can bring it up clean. After the reboot we'll have sensible insurance. The problem is surviving until after the reboot. There is too much money to be made by crooks so we have to nurse the existing system along until enough blood has been squeezed from stones.


You're much more optimistic than me. I could see, maybe, my grandkids ushering in something like the NHS, but now or in the near future? Where the political discourse is split between being Eisenhower style Republicans (democrats) and some insane fascist theocracy (Republicans/Tea party)? Yeah, this not the formula for progressive politics.




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