I completely agree. Apple doesn't offer the ability to pick and choose, so you can end up with hardware much in excess of your needs, both in capabilities and in price.
My point is simply that this is a rather different situation. People phrase it as "Apple charges a premium" when it's more like "Apple sells high-end products". It doesn't make much difference to you if you want a medium-range product instead, but it does mean that Apple isn't just ripping everybody off.
My point is simply that this is a rather different situation. People phrase it as "Apple charges a premium" when it's more like "Apple sells high-end products". It doesn't make much difference to you if you want a medium-range product instead, but it does mean that Apple isn't just ripping everybody off.