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It takes a lot for itemizing to work out. You either have to give more than ten percent to charity, or have other sources of itemizable expenses.



> other sources of itemizable expenses

The interest payments in the first half of most mortgages get you close to the standard deduction. Only works for owners, but it's still a relatively common one.


Yes, if you pay a mortgage and property tax, you should probably itemize. And/or if you have a lot of medical expenses.

Or, if one has a corporation (for freelancing, a SAAS, whatever), maybe the corporation could donate the stuff instead? I'm not sure how charitable donations work for corps, but might be worth exploring.


And your choice of state income tax or state sales tax. (for most people state income tax is far higher, and f easier to determine/prove.)




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