I work for myself. I'm 36, with a wife and three kids. Health insurance for of us (in Oregon) runs about $600/month. Assuming an employer would pay 100% of my premium, that means to come out equal I have to earn $7200 more each year than I'd make from a salary. For a freelance software developer, that's no problem at all.
I agree that if you have a pre-existing condition then the numbers might look a lot different. But if you are healthy, working for yourself is a great opportunity, and you needn't be deterred by the cost of private health insurance.
I agree that if you have a pre-existing condition then the numbers might look a lot different. But if you are healthy, working for yourself is a great opportunity, and you needn't be deterred by the cost of private health insurance.