Just because someone says that A implies B, does not mean that any B you encounter was a consequence of an A.
That is, making poor life decisions will lead you to poverty, but that doesn't mean being in poverty meant you made poor life decisions, and that wasn't claimed AFAICS.
Didn't say that at all. I said if you make bad decisions you will get a bad outcome. I did not say everyone who has a bad outcome made bad decisions to get there. Subtle but important difference.
What makes you think everyone who's poor got there from making poor decisions?