On: So, I tried Dwolla

[Anderkent]

Then why not just use a debit card, and if you turn out to need that cash stash, use your credit card then? Or take any kind of loan, most of which will have better terms than your credit card anyway...

[aianus → Anderkent]

Please point me to "any kind of loan" that has better terms than my credit card. My credit card company literally pays me money to lend me money for a month at a time. I'd have to be an idiot not to take them up on that offer.

[obviouslygreen → Anderkent]

That's a choice you can make, but it's not relevant to the point I'm refuting. :)