The only "accidental discharges" I've seen were related to construction dust in an underfloor. And yes, suck :(
In general the purpose of a handheld extinguisher is to fight tiny fires as well as to help you escape a bigger fire. The thing I'd be most afraid of would be someone walking around trying to find a small fire, only to discover a big fire, have egress blocked, and need to figure out a solution. Or, coming across an actual person who is on fire or otherwise in danger (even if you'd expect virtually no personal risk for property, I think most people would accept substantial personal risk to save a person, particularly a coworker).
In general the purpose of a handheld extinguisher is to fight tiny fires as well as to help you escape a bigger fire. The thing I'd be most afraid of would be someone walking around trying to find a small fire, only to discover a big fire, have egress blocked, and need to figure out a solution. Or, coming across an actual person who is on fire or otherwise in danger (even if you'd expect virtually no personal risk for property, I think most people would accept substantial personal risk to save a person, particularly a coworker).