The SE Isis uses is on the SIM, the SE GoogleWallet uses is Embedded on chip. Two different types, chosen primarily around distribution mechanisms each could protect. Google felt if it were embedded, its relationships with OEM's would primarily help its case. Carriers went the SIM route primarily due to them being the only distribution channel that matters in the US for phones.
Google Wallet can potentially work off of a SIM based SE. But this would mean that Google will have to work with in the parameters of Carrier's Isis framework. Isis framework is different in that it has no visibility in to the transaction data. Google will have to opt in to this approach (Banks require it because they fear Google). Google wants data and will never agree. Yada Yada Yada.
Verizon did block Google because of its stake in Isis. And because Banks would have explicitly sought out Carriers to block GoogleWallet on Carrier phones. Google could work with Isis with in its own framework, but it never will. Competing interests, revenue models and goals.
That still doesn't make it right, though, and it's still anti-competitive. I mean who is Verizon to say that a company can't run a certain type of app on "their" phones, because they are not even their phones. They are their customers' phones.
It's especially troublesome when Verizon is creating a competing app, and they are just giving a more or less "reasonable" excuse to completely take out their competitor from the market, much like Apple is doing with the browsers on iOS. The difference here is that these carriers almost completely own the US market, and them joining together like this to stop Google from putting the app on their phones is kind of a cartel movement, isn't it?
At the very least, I think this is worth an investigation from FCC and FTC.
The SE Isis uses is on the SIM, the SE GoogleWallet uses is Embedded on chip. Two different types, chosen primarily around distribution mechanisms each could protect. Google felt if it were embedded, its relationships with OEM's would primarily help its case. Carriers went the SIM route primarily due to them being the only distribution channel that matters in the US for phones.
Google Wallet can potentially work off of a SIM based SE. But this would mean that Google will have to work with in the parameters of Carrier's Isis framework. Isis framework is different in that it has no visibility in to the transaction data. Google will have to opt in to this approach (Banks require it because they fear Google). Google wants data and will never agree. Yada Yada Yada.
Verizon did block Google because of its stake in Isis. And because Banks would have explicitly sought out Carriers to block GoogleWallet on Carrier phones. Google could work with Isis with in its own framework, but it never will. Competing interests, revenue models and goals.