Thanks, amfeng. Does the chargeback liability hit end merchants, or is that absorbed by Stripe? With Balanced, Gittip is responsible for it, and can choose whether to pass that along.
It hits the end merchants, since they're technically the merchant who is charging the credit card.
In cases where the marketplace wants to act purely as a platform (and not be involved in with the money in any way), this is perfect. You're exactly right that Stripe Connect isn't for the use case where you'd want to shield your users from that, though. (: