It seems to me you are asking the wrong people. My father works at an investment company (http://www.hilliard.com/), and usually the people that give you investment advice at banks are the people that couldn't make it at real investment companies.
You need someone whose job is to find out what kind of person you are (risky , etc) and help manage your money for you. There are many people who do this very well, and the good news is that many of the corrupt ones have been washed away in the cleansing fire that is the recent economic situation.
Anyway don't take my advice I'm a college student that doesn't know crap about money. But find someone that has done it for a living.
You need someone whose job is to find out what kind of person you are (risky , etc) and help manage your money for you. There are many people who do this very well, and the good news is that many of the corrupt ones have been washed away in the cleansing fire that is the recent economic situation.
Anyway don't take my advice I'm a college student that doesn't know crap about money. But find someone that has done it for a living.