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He'll likely find both no grace period and a fee for cash advances but, either way, it will probably cost less than $250 to borrow $2k for 6 weeks. (I am broadly supportive of your advice to smooth out temporary cash flow issues with financial services. That is what banks are for. Obviously, one does not want to make a habit of this, as cash advances are very expensive ways to access one's credit.)



A lot of bills can be paid by card, which solves the cash advance problem. (either these $1-2k in expenses, or the bills he'd otherwise pay).




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