"Many people went thru an 'illegal period'..." What?
I think there's a pretty massive difference between the speeding, soft-drugs, petty vandalism and theft that characterise common illegal teenage behaviours and large scale fraud. Even sat behind a keyboard far-removed from your victims I'm sure the difference becomes readily apparent when the number at the bottom of your bank statement is a few digits longer than those of your peers.
I think there's a pretty massive difference between the speeding, soft-drugs, petty vandalism and theft that characterise common illegal teenage behaviours and large scale fraud. Even sat behind a keyboard far-removed from your victims I'm sure the difference becomes readily apparent when the number at the bottom of your bank statement is a few digits longer than those of your peers.