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Oh thanks, I think that FAQ is exactly what I was looking for. I realize we might not be your target audience, but it seems like it'd be worth including those impact analysis statements in the paper itself, since they're short and do really help to clarify the situation.

I'll have to take a second look at the instant payment notification forgery. Last I used FPS, I remember the transaction notifications being signed. Maybe "instant payments" are a new thing.




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