The Canadian government has apparently introduced a framework for sharing your banking data securely with third parties (budgeting apps, financial products) in an effort to eliminate this shady screen scraping and credential sharing that a lot of these kind of apps do. Hoping they actually follow through...
Having used Plaid, it is essentially web scraping as a service. It's an API built on top of very questionable access. It itself is not a formal API provided to you by the bank.
