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> If you own a house you are part of a Ponzi scheme in most developed nations.

Not unless you explicitly choose to. If you own a house to have a roof above you, to have a comfortable and safe place for you and your family, if you love and care about that place, then that's what you are getting out of the house. Its monetary value changes are "just" a side story.

But if you buy a house purely as an investment, then yeah.






It's part of a Ponzi scheme either way. Even if not an investment, you have to buy it, and it will eventually be sold.



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