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I believe that's opt-in. At least it seemed to be when my landlord switched to Bilt.

There's a section of your Bilt profile that shows your other credit cards and whether you want them linked. It's pretty freaky to see them listed in the first place.

I definitely keep them off.

Bilt is ultimately a big points/reward program though, so you might get points for having them connected.

I still haven't figured out exactly what Bilt's business plan is, but the main part seems to be trying to get as much financial data on people as possible, and partnering with landlords to do so, and since it's how to pay your rent you can't unenroll completely. (Unless you maybe mail your landlord a paper check?)






It was opt-out for me. Or at least, I was never given informed consent that this data exchange going to take place.

The landlord of course makes it _seem_ like you have no other modes of paying rent. The cashier’s check option is buried in the fine print.

Dark patterns all around IMO.


It was initially opt in for me, then they made it mandatory.

(Sure, I could pay by check but consumer banking technology/US in the US already feels like is is lagging a decade behind other countries without voluntarily going further back. Paying by check every month would be quite inconvenient.)

I'd already decided to avoid bilt as much as possible, but reading this thread prompted me to try going a little further.

Looking through their privacy policy it talks about what California residents can do under CCPA: https://legal.biltrewards.com/policies

> Request to Know... The specific pieces of Personal Information we collected about you.

> You have the right to opt-out from having your Personal Information and Sensitive Personal Information sold to third parties. You also have the right to opt-out from having your Personal Information and Sensitive Personal Information shared with third parties for purposes of cross-contextual advertising

Might as well give this a go.




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