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Although this might fly with some SMBs, this is not how multinational companies work.

In a typical multinational company there is an annual DPO (Days Payables Outstanding) goal, that shall be achieved no matter what. So unless a vendor has monopoly or has unique product/service, such approach will not fly [unless all such vendors have the same terms].

So if all software developers are using 30 days or 60 days terms, 10 days will not fly.

Until then, I would recommend a more constructive approach - use factoring. Don't know the cost in US, but certainly less than 10%. Increase your price by the factoring charge. Note that this might require you to update your contract and include right to re-assignment [check with legal person].




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