"... to assume some collective responsibility as a massively productive society to take care of our individuals who are no longer productive".
It's called "social security" and "welfare". It's the safety net for those without "competence" and "prescience" (or unlucky ... whatever). 401Ks, Roths, IRA, pensions are for those who do have "competence" and "prescience".
It's called "social security" and "welfare". It's the safety net for those without "competence" and "prescience" (or unlucky ... whatever). 401Ks, Roths, IRA, pensions are for those who do have "competence" and "prescience".