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Monarch is fine for me. But it probably fits under "plaid integration".

I got it when I had kids and my energy and time was redirected.

My prior system was boring: plain text transactions updated daily, and collated using ledger. (Ledger-cli.org)

The reporting and budgeting is top notch, and the lack of an integration means you're on top of every penny since you have to type it out. Honestly even with a full house it was only 2 or 5 transactions a day. Easy.




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