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> Or what if I live in a rural area and have very few local branch banks available?

Then you have to be ready to accept that there are advantages and disadvantages to your choice of where you live, and that is one of the latter.

There's a reason rural property is so cheap. It comes with a lot of disadvantages and inconveniences and costs that city-dwellers don't need to pay.




City taxes are a never ending bitch.




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