I get the hatred of excesses wrt finance/economics, to a point. Though I can't help but see comments against efficiency in general as a shift in the needle towards policymakers who bask in nimwittitude.
We're not over saturated with it, because in another universe: paper currency failed the vibe check because not-thinking-about-stuff was en vogue. I'm glad we live in this one.
That legit happened a few times in history until it stuck. Paper currency was invented and abandoned many times in history so we sort of do live in the timeline where it failed the vibe check, it's just such a good idea people kept trying it afterwards.
We're not over saturated with it, because in another universe: paper currency failed the vibe check because not-thinking-about-stuff was en vogue. I'm glad we live in this one.