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Agreed.

I have a Platinum American Express. I pay $495/year for my card, plus $175/year for three additional cards on the same account. I spend anywhere between $350K-$500K/year on the card (both personal and business-reimbursed expenses).

Are my charges more expensive for you as a business to process? Probably. I'm also more likely to spend a lot more with you than your average customer.




Would such big spenders quibble over a little 1% surcharge?


Honestly? I probably wouldn't. I'm in the minority though. Think how many Green charge card, OPEN card, regular consumer Amex credit card, and corporate card customers withe Amex there are out there. Would they quibble over an additional 1%? Or would they shop elsewhere with someone who absorbs the cost?




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