Yep, Ivy league undergrad here. I came from a lower middle class family, total cost of year about 45K with my family expected to pay about 10K per annum for the four years of college, with an additional 4.5K debt/year on top of that. Took me about 7 years after college to pay off my 18K in debt (I also locked in my interest rates at under 4%) -- I think that was a 137 dollar payment a month if I paid it off at the minimum rate.
I was in the same situation as an undergrad at an Ivy. It has only improved since then. A student starting at an Ivy today with a similar family situation will graduate owing nothing.
