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As a counter to one of his points I've seen developers who are completely oblivious to money management and are always working on their own projects despite having loans and having gone to an expensive school.

I'm like you though buddy I did undergrad and just finished a Master's degree from two schools that barely crack the top 50 in CS. I chose to go the less expensive route (read: basically free) as opposed to an Ivy-League education. It's too early to tell whether it will hinder my job prospects or not.




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