Ehm, Paypal isn't exactly better than Klarna though. I have had only problems with both but Paypal beats Klarna in money saved for me as customer. Last time I used it I got the money back and the business got reported as a scammer (not by me, their algorithm). The business would have sent the goods already if it wasn't a bank holiday so I nearly got the whole order for free, around 1800 euro.
