Bandwidth charges are so small relative to the value of data that unless your business plan is "host pirated content for poor college students" (hello, Youtube) you should be able to absorb them easily without needing a loan to do so.
Hosting/bandwidth expenses next to a business which is actually designed to charge money for value are chump change. I could quite literally pay mine for the year with loose change I found around my apartment (I found $250 on Sunday in my annual cleanup but I'll confess I'm just a wee bit pathological about it, and helped by the fact that Japan has very common 100 yen coins).
Hosting/bandwidth expenses next to a business which is actually designed to charge money for value are chump change. I could quite literally pay mine for the year with loose change I found around my apartment (I found $250 on Sunday in my annual cleanup but I'll confess I'm just a wee bit pathological about it, and helped by the fact that Japan has very common 100 yen coins).