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I got a lot of questions about this so I added a paragraph which hopefully helps to address it:

"Healthcare is a big and challenging topic, so if you find this to a problematic point for you, there’s a whole chapter devoted to it in the all-around very thorough book Working for Yourself. The short version is that if you can get on your spouse’s plan, that’s a great option, and COBRA can also be used if affordable, and can be turned into a personal plan after 18 months. I decided to go with an individual plan, looking extensively at both freelancersunion.org and ehealthinsurance.com before choosing a plan from the latter."




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