"No, Netflix/Max/Etc literally limit the options available to you. They want to try to dissuade people from purchasing those services at a discount in lower CoL regions, and don't want to deal with multi-region licensing for dubs/specific media/etc."
Have you actually tried to do what I have described? If you want to test, try with a studio Ghibli movie on Netflix, they have dubs and subs for a lot of languages.
Did you actually read what I wrote and what you even quoted?
Go buy a Netflix/Max/Prime/etc account in Mexico/El Salvador/Indonesia/etc. It'll be 1/3 the price and you'll be limited to "original" (usually English) and Spanish for dubbing/subbing. In some cases you won't even have the original options. I've lived in a few of those low CoL regions, that's literally how it works.
As I said in the following paragraph (which you probably also didn't read), those limits do not exist for most accounts originating from English-speaking regions (especially North America) and some Western European nations. So if you're using your American/British/Canadian/etc account to try to disprove a point I never made, it's already been addressed.
Have you actually tried to do what I have described? If you want to test, try with a studio Ghibli movie on Netflix, they have dubs and subs for a lot of languages.