Maybe, but it's more a matter of other kinds of luck and changing values. I'd make the same trade if I could, but because there's never been a time I could have chosen to stay on past the year and a half marker (always laid off or w/e), it's crucial I try and get as much as possible in that short time. Had I not been laid off, there'd definitely come a time where I'd prefer to just take half a year off and come back than start fresh.
My impression is that for people with that choice, they're often unable to convince themselves they don't need the money, since there's always a way to rationalize it, and so they continue making choices exclusively on that basis
My impression is that for people with that choice, they're often unable to convince themselves they don't need the money, since there's always a way to rationalize it, and so they continue making choices exclusively on that basis