I really like the idea. Having a bird's eye view of money flow is central to building and maintaining a strategy. I have been looking for this kind of tool for years, and currently am using a spreadsheet for this, as nothing worked for me. This simple diagram is so much clearer.
But you need to refine the UX, which is barely usable at the moment: it took me a few minutes to understand how to change the numbers. I am still not sure how to add pockets. The name pocket itself is not very descriptive to me, but I am not sure how I would call them. Maybe just « entity », and have a few variations of them (income, accounts, etc).
I would need pockets that take a percentage of another one, such as tax withholding.
This feedback is not structured, but I really like this idea and hope it will help
Hey thanks for the feedback!
The default budget on the home page does not have the add pocket/flow buttons, those are on the pages where you add your budgets are listed. But it totally makes sense to have them there as well, just added them! Thanks for noticing!
The naming is really hard, the where first called "nodes", but that was hard to understand for many. I habe to analyze this again, maybe you are onto something by just naming them income/expense/account/grouping etc.
The idea to take or send a percentage is very interesting, basically a generalization of how it currently works.
I think entities or nodes can be categorized as incoming, outgoing, and internal transfers.
Once you get this right, the natural next step is to take time into account. The current chart is the ideal moneyflow, but from months to months I’ll deviate from it. Taking time into account means that these deviations are saved and analyzed. It also means one can analyze or prospectively test new allocations: given average annual returns on investments, what would my savings look like in the future? How did it evolve over time?
That’s just my thoughts on it
