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arccy
6 months ago
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Why Discover is no American Express
still have to be careful about going over credit utilization...
Spivak
6 months ago
[–]
Yes and no, high utilization dings your score for the month you made the big purchase but returns to normal once it's paid off. If you routinely have high utilization CCs will just increase your limit so your normal spending is in the ideal range.
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