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> This is non negotiable these days, even for the smallest company.

Says who?

In reality, users don't care. Regulators, however, sometimes do, which leads to certifications and compliance requirements - and only then SSO and MFA become non-negotiable.






I work with a variety of small companies (5-25 FTEs) that are increasingly facing strict MFA requirements in order to maintain insurance. SSO isn’t an explicit requirement, but there are a myriad of general access requirements that they struggle to follow without some level of centralization via federated identity/SSO.



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